Terms and Conditions

Effective Date: July 26, 2026
Last Updated: July 26, 2026

These Terms and Conditions govern your use of the Al-Iqra Consulting Group, LLC website and your interactions with our consulting, training, educational, scheduling, and communication services.

Separate service agreements, order forms, program terms, disclosures, or authorizations may apply to individual services. Where a separate written agreement conflicts with these general Terms, the separate agreement will control for that particular service.

By accessing our website, submitting a form, scheduling an appointment, purchasing a service, or otherwise interacting with Al-Iqra Consulting Group, you agree to these Terms.

1. Company Information

The website and services are operated by:

Al-Iqra Consulting Group, LLC
Phone: 228-731-4645
Email: info@aliqraconsulting.com
Website: https://aliqraconsulting.com

2. Services

Al-Iqra Consulting Group may offer services such as:

  • Business consulting

  • Business-development guidance

  • Operations and workflow consulting

  • Business setup and organizational guidance

  • Training and implementation support

  • Educational programs and seminars

  • Financial-literacy education

  • Personal and business credit education

  • Funding-readiness education

  • Strategy sessions

  • Administrative and client-support services

The availability, scope, price, and duration of services may vary.

Nothing on the website requires us to accept any individual or business as a client.

3. Educational and Consulting Nature of Services

Our services are intended to provide education, consulting, general guidance, strategic recommendations, and administrative support.

Unless expressly stated otherwise in a separate written agreement:

  • We are not a law firm.

  • We do not provide legal advice.

  • We do not provide tax or accounting advice.

  • We are not a bank or lender.

  • We do not make lending or underwriting decisions.

  • We do not provide investment advice.

  • We do not guarantee business, credit, or financial outcomes.

You should consult an appropriately licensed attorney, accountant, tax professional, lender, financial adviser, or other professional for advice within their area of expertise.

4. No Guarantee of Results

We do not guarantee:

  • Increased revenue

  • Business growth

  • Improved profitability

  • Approval for financing

  • Approval for credit

  • Any particular credit score

  • Any specific funding amount

  • Any particular interest rate or credit limit

  • Successful implementation of a strategy

  • Completion within a specific time

  • Any specific business, credit, or financial result

Results depend on factors including:

  • Your participation and implementation

  • The accuracy of information you provide

  • Market conditions

  • Business operations

  • Third-party decisions

  • Lender or creditor requirements

  • Applicable laws and regulations

  • Circumstances outside our control

Testimonials, examples, projections, or past results do not guarantee future outcomes.

5. Client Responsibilities

You agree to:

  • Provide accurate, complete, and current information

  • Review recommendations and documents carefully

  • Make your own business and financial decisions

  • Respond to reasonable requests for information

  • Maintain current contact and billing information

  • Protect usernames, passwords, and account credentials

  • Use our services only for lawful purposes

  • Avoid providing false, altered, or misleading information

  • Obtain independent professional advice when appropriate

  • Complete your own due diligence before entering contracts or financial arrangements

You are responsible for determining whether a recommendation is appropriate for your situation.

6. Separate Service Agreements

Certain programs may require a separate written agreement.

That agreement may include:

  • Scope of work

  • Deliverables

  • Payment schedule

  • Program duration

  • Cancellation rights

  • Refund terms

  • Client responsibilities

  • Confidentiality provisions

  • Disclosures required by law

  • Limitations or exclusions

The separate agreement will govern the specific service purchased.

7. Payments and Billing

Prices and payment terms will be disclosed through the applicable:

  • Checkout page

  • Payment link

  • Invoice

  • Order form

  • Proposal

  • Service agreement

You agree to pay the amounts you authorize according to the disclosed schedule.

Recurring services may continue until canceled in accordance with the applicable agreement or cancellation policy.

Failure to make required payments may result in suspension or termination of services, subject to applicable law and contract terms.

8. Cancellations and Refunds

Cancellation and refund rights vary by service and will be stated in the applicable checkout page, order form, proposal, or service agreement.

Unless a separate policy says otherwise:

  • Completed consultations are generally nonrefundable.

  • Digital materials that have been delivered or accessed may be nonrefundable.

  • Work already completed may be nonrefundable.

  • Unused future services may be handled according to the applicable agreement.

  • Legally required cancellation rights will be honored.

Do not rely on this general section for any regulated service. Regulated services should have their own attorney-reviewed cancellation and refund provisions.

9. SMS Messaging Terms

By affirmatively opting in, you agree to receive text messages from Al-Iqra Consulting Group, LLC at the mobile number you provide.

Messages may include:

  • Appointment confirmations and reminders

  • Intake reminders

  • Service and account notifications

  • Customer-support communications

  • Responses to inquiries you initiate

  • Information you specifically requested

Message frequency varies. Message and data rates may apply.

Consent to receive text messages is not a condition of purchasing any product or service.

You may opt out at any time by replying STOP. You may receive one final message confirming your opt-out request.

For assistance, reply HELP, call 228-731-4645, or email info@aliqraconsulting.com.

Wireless carriers are not liable for delayed or undelivered messages.

You represent that the mobile number you provide belongs to you or that you are authorized to use it.

Review our Privacy Policy at:

https://aliqraconsulting.com/privacy-policy

For Twilio registration, the SMS consent checkbox should remain optional, separate from general terms acceptance, and unchecked by default.

10. Electronic Communications

You agree that we may deliver permitted records, notices, and communications electronically through:

  • Email

  • Text message

  • Client portal

  • Website

  • Electronic-signature platform

You are responsible for keeping your contact information current.

Marketing messages will be sent only when permitted by law and consistent with your communication preferences.

11. Third-Party Products and Services

We may provide information about or links to third-party services, including:

  • Payment processors

  • Business software

  • Educational platforms

  • Credit-monitoring services

  • Business-credit services

  • Financial institutions

  • Lenders

  • Vendors

  • Contractors

  • Scheduling platforms

  • Communications systems

Unless expressly stated otherwise, third parties are independent from Al-Iqra Consulting Group.

We do not control and are not responsible for a third party’s:

  • Approval decisions

  • Fees

  • Terms

  • Products

  • Data practices

  • Availability

  • Security

  • Performance

  • Customer service

  • Underwriting standards

You should independently review all third-party agreements before enrolling or purchasing.

12. Funding and Credit Education

Any information concerning business credit, personal credit, funding readiness, financing, or lender requirements is educational and consultative.

We do not guarantee:

  • Loan or credit approval

  • Approval amounts

  • Interest rates

  • Credit limits

  • Financing terms

  • The accuracy of third-party underwriting predictions

  • Continued availability of any funding program

Final decisions are made by independent lenders, creditors, banks, and other third parties.

13. Confidentiality

We will use reasonable care in handling information you provide for consulting purposes.

However, information may be shared with employees, contractors, or service providers who reasonably need access to perform authorized services.

A separate nondisclosure agreement may be required where enhanced confidentiality obligations are appropriate.

Do not submit trade secrets, highly sensitive information, or regulated information unless we have agreed in advance that it is necessary and can be handled appropriately.

14. Intellectual Property

Our original materials may include:

  • Website content

  • Logos and branding

  • Forms

  • Training materials

  • Presentations

  • Templates

  • Workbooks

  • Processes

  • Educational resources

  • Written strategies

  • Videos and recordings

These materials are owned by or licensed to Al-Iqra Consulting Group.

Unless we provide written authorization, you may not:

  • Reproduce them

  • Resell them

  • Publish them

  • Share them publicly

  • Sublicense them

  • Present them as your own

  • Use them to create competing products

Materials provided to a client may be used for the client’s personal or internal business purposes, unless otherwise stated.

15. Acceptable Use

You may not use our website or services to:

  • Violate any law

  • Commit fraud

  • Submit false or altered records

  • Impersonate another person or business

  • Gain unauthorized system access

  • Distribute malware

  • Harass or threaten others

  • Infringe intellectual-property rights

  • Interfere with our systems

  • Misuse confidential information

  • Resell restricted materials without permission

16. Website Disclaimer

We make reasonable efforts to keep website information current and accurate.

However, information may occasionally contain errors, omissions, or outdated content.

We may change services, prices, features, availability, policies, or website content at any time, subject to existing agreements and applicable law.

17. Disclaimer of Warranties

To the maximum extent permitted by law, the website and general informational materials are provided on an “as is” and “as available” basis.

We do not guarantee that:

  • The website will always be uninterrupted

  • Every error will be corrected

  • Third-party platforms will remain available

  • Information will meet every visitor’s needs

  • Any particular result will occur

Nothing in this section waives rights that cannot legally be waived.

18. Limitation of Liability

To the maximum extent permitted by law, Al-Iqra Consulting Group will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from:

  • Use of the website

  • Reliance on general educational information

  • Business decisions made by the client

  • Third-party products or services

  • Service interruptions

  • Events outside our reasonable control

Any limitation in a separate written service agreement will govern that service.

Nothing in these Terms limits liability where limitation is prohibited by law.

19. Indemnification

To the extent permitted by law, you agree to be responsible for claims, losses, damages, or expenses arising from:

  • Your unlawful use of our website or services

  • Information you knowingly submit falsely

  • Your violation of these Terms

  • Your infringement of another person’s rights

  • Your unauthorized use of our materials

20. Termination

We may suspend or terminate services or website access because of:

  • Nonpayment

  • Fraud or suspected fraud

  • Abuse or threats

  • Unauthorized access

  • Unlawful activity

  • Material breach of these Terms

  • Legal or compliance concerns

Termination of a paid service remains subject to the applicable contract and law.

21. Governing Law

These Terms are governed by the laws of the State of Mississippi, except where federal law or another jurisdiction’s mandatory consumer protections apply.

Any dispute-resolution or venue requirement in a separate service agreement will control for that service.

22. Severability

If any provision of these Terms is found invalid or unenforceable, the remaining provisions will continue in effect to the extent permitted by law.

23. No Waiver

Failure to enforce a provision does not waive the right to enforce it later.

24. Changes to These Terms

We may update these Terms periodically.

Updated Terms will be posted on the website with a revised “Last Updated” date.

Changes will not retroactively alter a separate signed agreement unless permitted by that agreement and applicable law.

25. Contact Us

Questions about these Terms may be directed to:

Al-Iqra Consulting Group, LLC
Phone: 228-731-4645
Email: info@aliqraconsulting.com
Website: https://aliqraconsulting.com
Mailing Address: 544 2nd Street, Gulfport, MS 39507