Terms of Service

Effective Date: 05/31/2026
Business Name: Al-Iqra Consulting Group LLC
Website: aliqraconsulting.com
Contact Email: info@aliqraconsulting.com
Phone: 228-731-4645

Welcome to Al-Iqra Consulting Group LLC. These Terms of Service explain the terms and conditions that apply when you visit our website, request information, schedule a consultation, submit a form, communicate with us, or use any services offered by Al-Iqra Consulting Group LLC.

By using this website or submitting your information to us, you agree to these Terms of Service.

1. About Our Services

Al-Iqra Consulting Group LLC provides general consulting services, which may include:

  • Credit consulting and credit education

  • Credit report review and guidance

  • Support with identifying inaccurate, outdated, incomplete, unverifiable, or questionable credit report information

  • General dispute support and client communication

  • Credit-building education and tool recommendations

  • Business consulting, planning, workflow support, and organizational guidance

  • Educational seminars, workshops, and informational sessions

Our services are designed to provide education, organization, guidance, and support. We do not provide legal, financial, tax, lending, or accounting advice.

2. No Legal or Financial Advice

The information provided by Al-Iqra Consulting Group LLC is for general educational and informational purposes only. Nothing on this website, during a consultation, in a seminar, in written materials, or through client communications should be considered legal, financial, tax, lending, or accounting advice.

You should consult a qualified attorney, financial advisor, tax professional, accountant, lender, or other licensed professional before making decisions that may affect your legal, financial, tax, credit, or business situation.

3. Credit Consulting Disclaimer

Al-Iqra Consulting Group LLC does not guarantee:

  • Credit score increases

  • Credit approvals

  • Loan approvals

  • Deletions from credit reports

  • Removal of any specific credit report item

  • A specific timeline for results

  • A specific outcome from any credit bureau, creditor, collection agency, lender, or third-party company

Credit results vary based on each person’s full credit profile, payment history, credit utilization, account activity, creditor reporting, bureau processing, and other factors outside of our control.

We may help clients identify and dispute information that appears inaccurate, outdated, incomplete, unverifiable, or questionable. However, credit bureaus, creditors, collection agencies, and other furnishers make their own decisions regarding investigations, updates, deletions, and reporting.

4. Client Responsibility

Clients and website users are responsible for providing accurate, complete, and truthful information.

You agree not to submit false information, altered documents, misleading statements, or inaccurate personal details. You are responsible for reviewing all documents, dispute letters, forms, communications, and submissions for accuracy before they are used or submitted.

You are also responsible for maintaining your own accounts, payments, credit monitoring access, passwords, and communication with third-party platforms unless otherwise agreed in writing.

5. Use of Third-Party Platforms

Al-Iqra Consulting Group LLC may use third-party platforms and service providers to manage consultations, client communication, scheduling, payments, credit monitoring, client portals, document uploads, and related services.

These may include, but are not limited to:

  • DisputeFox or other client management software

  • SmartCredit or other credit monitoring providers

  • Scheduling platforms such as Calendly, Squarespace Scheduling, or similar services

  • Payment processors such as Stripe or other payment platforms

  • Email, phone, text, or business communication tools

  • Affiliate or partner platforms

Third-party platforms have their own terms, privacy policies, fees, requirements, and security practices. We are not responsible for the actions, policies, errors, outages, fees, or decisions of third-party companies.

6. Credit Monitoring and Client Portal Access

If credit monitoring is required as part of the client process, the client may be responsible for creating and maintaining their own account with the selected credit monitoring provider.

Clients are responsible for keeping credit monitoring active if it is needed for the credit review or dispute process. Failure to maintain access may delay services.

Clients may also be asked to use a secure client portal to submit information, documents, identification, credit reports, or other materials needed to complete services.

For privacy and security, clients should not submit sensitive personal documents through regular text message, unsecured email, social media messages, or public forms unless specifically instructed.

7. Consultations and Scheduling

Free consultations are provided for informational purposes only. A consultation does not create a client relationship unless and until both parties complete the required onboarding process, written agreement, and any required compliance steps.

We reserve the right to accept, decline, pause, or discontinue services when appropriate, including when a person’s needs fall outside our service scope or when legal, compliance, security, or operational concerns exist.

Missed appointments, late arrivals, cancellations, and rescheduling may be subject to policies provided at the time of scheduling.

8. Educational Seminars and Workshops

Al-Iqra Consulting Group LLC may offer live seminars, workshops, or educational sessions related to credit, business, financial organization, entrepreneurship, or related topics.

These sessions are educational only. Participation does not guarantee any credit result, business result, funding approval, loan approval, or financial outcome.

Information shared in seminars may be general in nature and may not apply to every individual situation.

9. Payments, Fees, and Refunds

Fees, payment terms, refund policies, cancellation terms, and service timelines will be provided in the applicable client agreement, invoice, service description, or payment page.

Unless otherwise stated in writing, submitting a form or attending a free consultation does not require payment.

Credit-related services may be subject to specific legal requirements regarding payment timing, cancellation rights, written contracts, and required disclosures. Any payment arrangement for credit-related services should be reviewed for compliance with applicable federal and state laws.

10. Affiliate Disclosure

Al-Iqra Consulting Group LLC may recommend third-party products, services, credit-building tools, credit monitoring services, software, financial education resources, or business tools.

We may receive compensation, referral fees, commissions, or other benefits if you sign up through certain links or recommendations.

Any recommendation is provided for educational purposes only. You are responsible for reviewing the terms, fees, risks, eligibility requirements, and policies of any third-party product or service before signing up.

11. No Misuse of Website or Services

You agree not to use this website or our services to:

  • Submit false, misleading, fraudulent, or unlawful information

  • Interfere with the website, systems, forms, or client portals

  • Attempt to access information that does not belong to you

  • Upload harmful files, viruses, malware, or unauthorized materials

  • Copy, reproduce, or misuse our content without permission

  • Use our services for illegal, deceptive, or abusive purposes

We reserve the right to restrict access, decline service, or terminate communication when misuse is suspected.

12. Intellectual Property

All website content, written materials, forms, templates, business processes, educational materials, seminar content, graphics, branding, and related materials created by Al-Iqra Consulting Group LLC are owned by or licensed to Al-Iqra Consulting Group LLC unless otherwise stated.

You may not copy, reproduce, resell, publish, distribute, or use our materials for commercial purposes without written permission.

13. Website Accuracy

We try to keep the information on our website accurate and current, but we do not guarantee that all content is complete, current, or error-free.

Credit laws, software features, third-party pricing, affiliate programs, and financial tools may change over time. Users should verify important information directly with the relevant company, agency, attorney, or professional.

14. Limitation of Liability

To the fullest extent permitted by law, Al-Iqra Consulting Group LLC is not responsible for any indirect, incidental, special, consequential, or punitive damages related to your use of this website, participation in consultations, use of third-party services, credit outcomes, business outcomes, or reliance on general educational information.

We are not responsible for decisions made by credit bureaus, creditors, collection agencies, lenders, banks, payment processors, software providers, affiliate partners, or third-party companies.

15. No Guarantee of Availability

We may update, pause, modify, or discontinue parts of our website, scheduling options, services, seminars, forms, or communication channels at any time.

We do not guarantee that the website, forms, scheduling tools, client portal, or third-party platforms will always be available, uninterrupted, or error-free.

16. Changes to These Terms

We may update these Terms of Service at any time. The updated version will be posted on this website with a revised effective date.

Continued use of the website or services after updates means you accept the revised Terms.

17. Contact Us

If you have questions about these Terms of Service, please contact us:

Al-Iqra Consulting Group LLC
Email: info@aliqraconsulting.com
Phone: 228-731-4645
Service Area: Mississippi Gulf Coast